Flexible B2B Financing for Your Customers: Effortless Growth for You, Frictionless Experience for Your Customers

Credit Key's Buy Now Pay Later solution enables you to offer instant credit and flexible payment terms from Net 30 up to 12 months to your business customers at checkout. By integrating Credit Key with your BigCommerce store, you provide a seamless payment experience that drives higher conversion rates, increases average order value, and builds long-term customer loyalty.

Why Integrate Credit Key?

✅ Instant Credit Decisions – Customers receive real-time decisions for a line of credit up to $50,000 with our AI-driven underwriting.

✅ Higher AOV & More Sales – Businesses spend more when they can make payments over time, allowing them to balance cash flow and purchasing needs.

✅ We Do the Heavy Lifting – We fund the transaction (while taking on the credit risk and handling collections), you get paid upfront, and your customers enjoy flexible repayment terms.

✅Seamless Checkout Experience – Fully embedded lending within your existing purchasing flow that allows customers to resolve financing needs at checkout.

✅ Streamline Accounting - Eliminate the hassle of managing accounts receivable and accounts payable, ensure faster payments, reduce manual invoicing, and simplify reconciliation.

✅ Simple, fast setup - Get approved as a Credit Key merchant and then seamlessly embed Credit Key within BigCommerce checkout.